Financial Peace University vs. True Financial Freedom vs. Crown Financial MoneyLife

I precocious completed 3 of nan apical Christian financial acquisition programs for churches: SeedTime’s True Financial Freedom, Dave Ramsey’s Financial Peace University, and Crown Financial’s MoneyLife.

These celebrated programs each declare to thief you get power of your finances from a biblical perspective. However, they spell astir it successful different ways pinch varying school styles and philosophies.

In this post, I’ll supply an in-depth look astatine each programme – breaking down nan unsocial features, strengths, weaknesses, and what’s really included erstwhile you bargain in. 

My extremity is to springiness you nan existent woody connected these courses truthful you tin find which 1 (if any) is nan champion fresh for transforming your financial life successful a measurement that aligns pinch your faith. Whether you’re heavy successful debt, building wealth, aliases simply trying to grant God pinch your money, this comparison will thief guideline your journey.

Let’s dive into nan nitty-gritty specifications of each program:

Pricing

When it comes to pricing, Financial Peace University from Dave Ramsey sits successful nan middle. For an individual membership, it’s $69.99. They besides connection bulk pricing for churches starting astatine astir $800 for 10 memberships.

On nan higher end, Seedtime’s True Financial Freedom charges $149 for an individual/couple licence pinch regular deals making it disposable arsenic debased arsenic $74. But they person immoderate coagulated deals for Churches – you tin get a bulk student licence for arsenic debased arsenic $48 per personification if you bargain aggregate licenses. Or there’s an yearly religion subscription starting arsenic debased arsenic $750 per twelvemonth based connected mean attendance.

The astir affordable action is Crown Financial’s MoneyLife people astatine conscionable $29.95 for an individual purchase. I couldn’t find immoderate publically listed bulk pricing for churches, but being a non-profit, I’d expect them to beryllium nan cheapest way for congregations.

But arsenic you’ll see, location are plentifulness much differences beyond conscionable nan value tags erstwhile comparing what’s really included successful each program.

True Financial Freedom (SeedTime)

True Financial Freedom, created by Bob Lotich and his woman Linda from SeedTime, is simply a financial literacy video people designed for churches that strikes a beautiful equilibrium betwixt biblical contented and applicable money guidance strategies. The program’s extremity is to equip Christians pinch nan devices and mindset they request to acquisition existent financial state while making an eternal effect for God’s Kingdom.

One of nan standout features of True Financial Freedom is nan engaging and relatable school style of Bob and Linda. They stock their ain financial struggles and triumphs pinch humor, transparency, and grace, making participants consciousness for illustration they’re learning from wise, caring friends alternatively than aloof experts. This attack creates a safe, non-judgmental situation wherever participants tin openly talk their financial challenges and observe their progress.

The programme offers respective unsocial benefits, specified arsenic nan “Never 100” norm (their ‘done-is-better-than-perfect’ attack to set spending) and nan “Straight A” strategy for automating finances. These concepts are not only memorable but besides highly actionable successful helping participants return power of their money and build lasting wealth.

Another spot of True Financial Freedom is its accent connected creating a personalized financial strategy. Through interactive workshops, participants are guided successful processing a civilization blueprint that fits their unsocial situation, goals, and values. This attack recognizes that there’s nary one-size-fits-all solution to individual finance and empowers participants to return ownership of their financial journey.

True Financial Freedom is cleanable for Christians who want to study really to thrive financially while staying grounded successful nan Bible. The programme teaches participants really to debar nan extremes of being “so heavenly-minded they’re nary earthly good” or becoming truthful focused connected building worldly wealthiness that they suffer show of what genuinely matters.

With its grace-filled attack and applicable tools, True Financial Freedom helps Christians find nan equilibrium needed to alteration their financial life and make a lasting quality successful nan world successful nan process.

Included:

• 6 on-demand video sessions (around 60 mins each)
• Printable worksheets, tools, and calculators (physical workbook besides available)
• Access to their Real Money Budgeting people (their celebrated (un)Budgeting approach)
• Interactive exercises and a workshop-style approach

Course Outline:

1. Hope & Vision – Find caller dream for your finances done Biblical financial principles, break free of defining your worthy by your net worth.
2. Design Your Blueprint – Learn nan building artifact for your caller plan, nan “Never 100” norm to power income/spending.
3. Straight A Strategy – Automate your finances utilizing a elemental 4-step ‘set it and hide it’ process.
4. Earn More – Unlock your God-given gifts and talents to gain much successful nan integer era.
5. Eternal Impact – Redefine giving arsenic an eternal finance and epic escapade (not an obligation).
6. Multiply & Enjoy – Simple investing strategies that tin alteration your life, your family, and nan world.

Financial Peace University (Ramsey Solutions)

Financial Peace University, created by Dave Ramsey and his squad astatine Ramsey Solutions, is simply a highly celebrated financial acquisition programme that has helped countless individuals and families get retired of indebtedness and build wealth. The program’s superior extremity is to guideline participants done a proven, step-by-step attack to taking power of their money and achieving financial peace.

Dave Ramsey, nan look of Financial Peace University, is known for his high-energy, reliable emotion school style. He delivers hard-hitting truths astir money pinch a consciousness of urgency and condemnation that inspires participants to return action. However, immoderate whitethorn find his attack a spot aggravated aliases moreover abrasive astatine times, likening it to going done bootcamp. While this style resonates pinch some, it whitethorn not beryllium everyone’s preferred learning environment.

The cornerstone of Financial Peace University is nan “Baby Steps” system, a clear, prescriptive scheme for getting retired of indebtedness and building wealth. The programme heavy emphasizes nan indebtedness snowball method, which involves paying disconnected debts from smallest to largest, sloppy of liking rates. This attack has proven highly effective successful keeping participants motivated and helping them acquisition speedy wins connected their debt-free journey.

While Financial Peace University does incorporated immoderate biblical principles, its wide attack is much secular successful nature. The programme focuses chiefly connected nan applicable nuts and bolts of money management, pinch little accent connected exploring nan deeper belief implications of financial stewardship.

Financial Peace University is champion suited for individuals and families who are drowning successful indebtedness and request a clear, actionable scheme to get backmost connected track. The program’s system attack and aggravated information tin beryllium a lifeline for those emotion overwhelmed by their financial situation. However, those seeking a much personalized, grace-filled attack that profoundly integrates biblical contented whitethorn find different programs much appealing.

Included:

• 9 video lessons stepping done nan 7 Baby Steps
• 1 twelvemonth entree to nan video lessons
• 3 months entree to EveryDollar budgeting app
• Group financial coaching for 1 year
• 1 free one-on-one coaching session
• Digital workbook

Course Outline:

• Baby Step 1 & Budgeting – Build your $1,000 emergency buffer and summation power done budgeting
• Baby Step 2 – Learn nan indebtedness snowball method to destruct each non-mortgage indebtedness fast
• Baby Step 3 – Save 3-6 months’ expenses for a fully-loaded emergency fund
• Baby Steps 4-7 – Invest 15% for retirement, prevention for college, salary disconnected home, build wealth
• Wise Spending – Outsmart trading strategies to curb impulsive spending
• Understanding Insurance – The 8 basal and unnecessary security types explained
• Building Wealth – Simplify status investing to build lasting wealth
• Buying & Selling Your Home – Avoid owe missteps – rent vs bargain wisdom
• Outrageous Generosity – Discover nan joyousness of outrageous generosity

MoneyLife (Crown Financial)

MoneyLife, offered by Crown Financial, is simply a financial acquisition programme that takes a profoundly biblical attack to money management. The program’s superior extremity is to guideline Christians successful knowing and applying God’s financial principles to their lives, emphasizing nan value of seeing God arsenic nan eventual supplier and proprietor of each resources.

One of MoneyLife’s distinguishing features is its beardown attraction connected biblical teachings and belief practices related to money. The programme dives heavy into exploring really our financial decisions tin bespeak our religion and values, encouraging participants to align their money guidance pinch biblical principles. This accent connected nan belief aspects of finance sets MoneyLife isolated from different programs that whitethorn attraction much heavy connected applicable strategies.

The school style successful MoneyLife tends to beryllium much world and classroom-like compared to different programs. Participants tin expect a important magnitude of reference materials and written assessments passim nan course. While this attack whitethorn entreaty to those who for illustration a studious learning environment, it whitethorn not beryllium arsenic engaging for individuals who thrive connected interactive, video-based content.

MoneyLife offers immoderate unsocial elements, specified arsenic characteristic assessments that thief participants understand really their earthy tendencies effect their financial decisions. The programme besides includes exercises for illustration nan transportation of ownership, which guides participants successful acknowledging God’s eventual ownership of their resources. These introspective activities tin beryllium powerful devices for reshaping participants’ mindsets and habits astir money.

However, 1 imaginable drawback of MoneyLife is that its accent connected biblical principles and belief practices whitethorn travel astatine nan disbursal of providing highly actionable, applicable financial strategies.

MoneyLife is perfect for Christians who are seeking a profoundly biblical knowing of money guidance and are consenting to prosecute successful a much studious, reflective learning process. The programme is well-suited for those who want to research nan belief foundations of financial stewardship and align their money habits pinch their faith. However, those chiefly looking for a elemental and easy financial strategy aliases a much interactive learning acquisition whitethorn find different programs that amended fresh their needs.

Included:

• 10 self-paced video lessons
• MoneyLife Indicator financial assessment
• Lots of reference materials, PDFs, homework
• Course syllabus and schedule
• Spiritual practices for illustration dream logs

Course Outline:

MoneyLife (Crown Financial)

1. Unwavering Hope – Find unshakable dream successful God arsenic nan existent provider
2. The Plan – Develop a realistic spending scheme aligned pinch God’s perspective
3. Ditching Debt – Achieve indebtedness state utilizing biblical truth and applicable tools
4. Saving – Set short and semipermanent savings goals to steward resources well
5. Investing – Build an finance portfolio to create a bequest of generosity
6. Good Work – Identify your intent to acquisition fulfillment successful your career
7. Generous Living – Overcome obstacles to acquisition nan joyousness of committed giving
8. Paying It Forward – Discover strategies to transportation contented to early generations
9. True Riches – Align spending pinch needs vs. wants to prosecute existent wealth
10. The Choice – Commit to take God’s way for money to acquisition freedom

Quick Comparison:

Personal Experience and Recommendations

Having gone done each 3 programs, present is my individual acquisition and recommendations:

I tin honestly opportunity that True Financial Freedom was a life-changing experience. Bob and Linda’s warm, relatable school style made maine consciousness for illustration I was learning from trusted friends who genuinely cared astir my success. The program’s accent connected creating a personalized financial strategy was a game-changer for me, arsenic it helped maine create a scheme that fresh my unsocial business and goals.

The “Never 100” norm and “Straight A” strategy person go cornerstones of my financial habits, helping maine unrecorded beneath my intends and automate my savings and giving. It was cleanable for personification for illustration myself who didn’t want a complicated, jargon-filled financial people – and wasn’t going to motion up for an aggravated ‘shame & blame’ convention either.

Personally, True Financial Freedom struck that equilibrium amended than immoderate of nan different programs connected nan database and gave maine nan strategy to move forward. My savings, giving, and earning person each accrued successful important ways since taking nan program.

For those who are drowning successful indebtedness and request a clear, system scheme to get out, I highly urge Financial Peace University. Dave Ramsey’s no-nonsense attack and nan step-by-step “Baby Steps” strategy tin supply nan information and guidance needed to tackle indebtedness head-on. The indebtedness snowball method, successful particular, has helped countless group acquisition speedy wins and build momentum connected their debt-free journey. Just beryllium prepared for a much intense, footwear camp-style learning environment.

If you’re seeking a programme that profoundly explores nan biblical principles down money management, Crown’s MoneyLife mightiness beryllium nan correct fresh for you. The program’s accent connected belief practices and aligning your finances pinch your religion tin beryllium incredibly powerful for those who want to turn successful their knowing of God’s position connected wealth. However, beryllium prepared for a much academic, reading-intensive learning acquisition and little attraction connected highly practical, actionable strategies.

Ultimately, nan champion programme for you will dangle connected your unsocial financial situation, learning style, and individual goals. If you’re looking for a grace-filled, applicable attack that helps you thrive successful God’s Kingdom while making an eternal impact, I highly urge True Financial Freedom. If you request a structured, intensive scheme to get retired of indebtedness fast, Financial Peace University could beryllium your champion bet. And if you desire a heavy dive into nan biblical foundations of money management, MoneyLife is worthy considering.

Regardless of which programme you choose, nan astir important point is to return action and put successful your financial education. By doing so, you’ll beryllium amended equipped to grip nan resources God has entrusted to you and acquisition nan joyousness and state that comes from aligning your finances pinch your faith.